Depositing checks via the Internet

Our bank, USAA, has a new service that lets you deposit checks with your scanner. Since our new printer has a scanner, I decided to try it out.

It requires Mac OS 10.4 on Macs, which we don’t yet have, so I fired up Anna’s Dell laptop. There goes an hour of time I’ll never get back. Frickin’ Windows.

Anyway, once the networking/update/virus scanner/firewall issues are all worked out the system works pretty well. I cut off the MICR codes on the front of the check on my first scan, but the second try worked fine.

One small issue: you can’t deposit more than the amount that USAA will let you withdraw in a single day. Since we have a large check for a student loan, we’ll (that is Anna will) need to manually deposit this particular check. I don’t think huge checks will become a regular thing, but if they do, that’s a problem I will be very glad to have.

About Doug

I grew up an Air Force brat and have visited every European country except those once behind the Iron Curtain (they wouldn't let my father in for some reason). Now I'm enrolled in the Aerospace Engineering program at NMSU in Las Cruces, NM.
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